Capital across the full real-estate lifecycle.

General Eligibility

Programs are generally designed for business-purpose, non-owner-occupied investment properties.

• Credit score & borrower experience
• Liquidity, net worth & bank statements
• Entity documents & EIN / tax ID (U.S.-based entity where required)
• Property type & loan purpose
• Title, insurance & appraisal/valuation review
• Background & mortgage history
• Credit-event seasoning & reserves
• Exit strategy & source of funds

Certain items may be reviewed by exception only, including credit below program minimums, recent credit events, bridge-to-bridge refinance, subordinate debt, heavy rehab, low occupancy, and tertiary markets.

Common Documentation

• Signed application & government-issued ID
• Credit authorization
• Entity documents (Articles, Operating Agreement/Bylaws)
• EIN / tax identification number
• Certificate of Good Standing (if applicable)
• Bank statements & PFS / balance sheet
• Schedule of Real Estate Owned
• Borrower experience statement
• Purchase contract & addendums; proof of earnest money
• Scope of work, rehab budget & construction budget
• Plans, permits or permit status
• GC / builder information
• Insurance binder & title commitment
• Payoff statement (if refinance)
• Lease or rent roll; STR income / AirDNA (if applicable)
• Appraisal or valuation
• Explanation letters for credit events (if required)
• Exit strategy summary