Fix & Flip Financing
Short-term capital for investors acquiring and renovating residential investment properties, from light cosmetic work to heavy rehab and investor resale projects.
Program Focus
Structures we fund under this program.
Who It's For
- Residential rehabbers and resellers
- Investors with a defined exit
- Light- to heavy-rehab projects
- Repeat and emerging operators
Documents You May Need
- Purchase contract
- Detailed scope of work / budget
- Experience / track record
- Bank statements & entity documents
- Estimated ARV support
Document requirements vary by transaction and lender guidelines. This list is a starting point, not a complete checklist.
Program Guidelines
Real estate investors acquiring and renovating non-owner-occupied properties for resale.
Eligible Uses
- Purchase
- Delayed purchase
- Rate-and-term refinance
- Cash-out refinance
- Rehab bridge financing
- Value-add investment property financing
General Program Features
- Short-term, interest-only structures
- No prepayment penalty on select programs
- Up to 90% LTC on select qualified files
- Up to 95% LTC on select qualified files (program-dependent)
- Up to 75% LTARV on select qualified files
- Up to 100% rehab budget financing, subject to approval
- Experience-based leverage
- Non-owner-occupied only · first-lien position typically required
Review Items
- Purchase contract
- Scope of work & rehab budget
- Borrower experience
- Credit report & liquidity (bank statements)
- Insurance & title commitment
- Appraisal or valuation
- Exit strategy
All figures are illustrative ranges available on select qualified files and are program-dependent — not a commitment to lend. All programs are subject to underwriting, borrower qualification, property review, collateral review, credit review, documentation, market conditions, capital partner approval, and applicable law.
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Have a fix & flip financing scenario?
Watson Capital Partners provides access to private capital, a nationwide network of lending relationships, and creative financing structures for real estate investors, developers, and business owners who value speed, structure, and disciplined execution.